VA Loans: Helping Veterans Achieve Their Homeownership Dreams

by Vickie Boarman Ballard | Nov 11, 2021 | Buyer, Buying Myths, Down Payments

The purpose of Veterans Affairs (VA) home loans is to provide a pathway to homeownership for those who have sacrificed so much by serving our nation. As the Veterans Administration says of the program: “The objective of the VA Home Loan Guaranty program is to help...

Why Waiting to Buy a Home Could Cost You a Small Fortune

by Vickie Boarman Ballard | May 6, 2021 | Buyer, Down Payments, First Time Home Buyers

Many people are sitting on the fence trying to decide if now’s the time to buy a home. Some are renters who have a strong desire to become homeowners but are unsure if buying right now makes sense. Others may be homeowners who are realizing that their current home no...

TWO FALSEHOODS IN THE HOMEBUYING PROCESS

by Vickie Boarman Ballard | Mar 9, 2021 | Advice for Buyers, Buying A Home, Down Payments

The Millenials are no different from the previous generation when it comes to the dream of homeownership.  84% of millennials consider it part of the American Dream, according to the 2020 Millennial Home Buyer Report. There are some hurdles for these Millenials that...

Financial Fundamentals for Homebuyers [INFOGRAPHIC]

by Vickie Boarman Ballard | Jan 22, 2021 | Buyer, Buying Myths, Down Payments, First Time Home Buyers, Infographic

Some Highlights When you’re thinking about buying a home, there are a few key steps to take before you even start to look at houses. From saving for your down payment to getting pre-approved for a mortgage, you’ll want to make sure you keep your financial plan on...

How to Make the Dream of Homeownership a Reality This Year

by Vickie Boarman Ballard | Jan 18, 2021 | Buyer, Down Payments, First Time Home Buyers

In 1963, Martin Luther King, Jr. inspired a powerful movement with his famous “I Have a Dream” speech. Through his passion and determination, he sparked interest, ambition, and courage in his audience. Today, reflecting on his message encourages many of us to think...

Knowledge Is Power on the Path to Homeownership

by Vickie Boarman Ballard | Dec 1, 2020 | Buyer, Buying Myths, Demographics, Down Payments, First Time Home Buyers, Gen Z, Interest Rates, Millennials

Homeownership is on the goal list for many young adults, but sometimes it’s hard to know exactly how to get there. From understanding the homebuying process to pre-approval and down payment assistance options, uncertainty along the way can ultimately hold some buyers...